F4 · Monitoring board
What the Agency Head opens in the morning: who is producing, what is stuck, and whether every ringgit paid out can be defended.
Team sales YTD
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Agency commission YTD
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Documents awaiting signature
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Stamping due ≤ 7 days
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1 Production by agent
Group sales include the agents below them on the management upline (the only chain that pays). Documents and commission follow the same chain — one payout point, the agency. The referral record (who introduced whom) is stored separately and gives no payment right.